Why do we are in need of loans for really bad credit?

Why do we are in need of loans for really bad credit? Representative Example: hummingbird credit Loan quantity ?200 for 35 times. Payable in One total payment of ?256.00 Interest charged is ?56.00, Rate of interest 292% pa (variable). Representative 1212% APR. Representative Example: Loan amount ?400 for ninety days. Payable in 3 month-to-month instalments […]